Debt Management . Debt Consolidation . Debt Solution

Debt management is a way of consolidating your existing debts from unsecured lenders* to a monthly or weekly affordable payment. To help explain this see the example on the left.

Can you relate to this example, or maybe you have been made redundant, a long term illness, maybe a split with a partner, maybe all this happened years ago and you didn't realise it was so serious because the creditors kept raising your credit limit. There are many reasons why people get into debt and normally an easy solution if you look in the right place.

The trouble is after trying to talk to the creditors you feel confused, fearful of what they will do if you don't pay them what they ask. You remember all those horror stories you've heard from your friends and colleagues. The creditors know this. This is what they want, and this is how they get their money.

Unfortunately for them you have rights too. If we can prove, by doing a simple financial statement, that it is unreasonable to maintain what you are paying them, then we can design a repayment plan with a reduced amount per month. From this point onward you will not have to deal with your creditors again. You will make one monthly (or weekly) reduced payment to Chambers Moore Ltd and we will distribute the negotiated amount proportionately between your creditors. If you receive letters you simply forward them to us and we will action them accordingly. If you receive a phone call do not enter into conversation but simply give them our number and terminate the call. This is not illegal as some people would have you believe, it is your right!

* bank loans, overdrafts, credit cards, store cards, catalogues, HP on most household purchases including furniture and pc's (except Crazy George's) utility bills from companies no longer being used, but NOT secured loans against a property or a HP against a motor vehicle still in the owners possession.