Debt Management . Debt Consolidation . Debt Solution

To re-mortgage a property or to get a secured loan you must have a mortgage (or own the property outright) and have a sufficient amount of equity. Equity is the value of the property less what is still outstanding on the mortgage and any secured loans.

You may want to re-mortgage or take a secured loan to consolidate your debts, or maybe something a little more pleasant like home improvements, holidays or perhaps a new car. Before you do, speak to Chambers Moore Ltd. We can get a free quote to you normally within 24 hours, it won't cost you a penny and it can be done over the phone or on line, your choice.

If it is for consolidation then speak with us first, we can talk you through any pitfalls or other potential options that could save you money in the long run.

If you want to consolidate all your debts but feel you do not have enough equity then don't despair, it may also be possible for us to negotiate with the creditors to accept a lower full & final payment, this would save you having to do a re-mortgage at a later date and you can get on with a debt free life.

If you believe you have a poor credit history and it would not be possible to get a re-mortgage or secured loan, think again, you are after all only borrowing against what is already yours. If you sold the property and took the money then a lender somewhere would miss out on the opportunity to make a profit, and we wouldn't want that now would we.

There are limits to what you can borrow but if you don't ask you'll never know. Apply on line for a free assessment or call us on our free phone number.